Homeowners Insurance Underwriter


The #1 Choice for Responsible Homeowners

Narragansett Bay Insurance Company (Narragansett Bay) is a leading specialty underwriter of homeowners insurance products and services in states along the Eastern seaboard. The company currently provides homeowners coverage in Connecticut, Massachusetts, New Jersey, New York and Rhode Island – with plans to add additional states. Headquartered in Pawtucket, Rhode Island, Narragansett Bay offers its products and services through an extensive network of independent agents.

Narragansett Bay has developed a unique approach to homeowners coverage. We believe that responsible homeowners, who do more to maintain homes and prevent loss, deserve more and better service from their insurance company. On that principle, we have made homeowners insurance our only business and we pride ourselves in delivering better fitting, more fair and flexible coverage, no matter the size or location of your home.

Unlike other companies, NBIC conducts a ShelterPride survey for every new policyholder. This personalized interior and exterior survey helps ensure that you have the correct amount of coverage based on replacement cost, alerts you to important safety risks, and makes sure you are getting the credits you deserve.

By applying our industry leading underwriting analytics and cutting-edge technology, we can offer our higher level of service without higher prices for coastal and inland properties.

Please contact your independent Narragansett Bay insurance agent to answer any individual questions and to design a complete insurance plan.

"We were very pleased with the adjuster. Although I miss my tree dearly, we met really nice people during this experience. Thank you for the expedience and professionalism in which you handled our claim."

Woonsocket, RI
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