Home Systems Protection


Home Systems Protection

Home Systems Protection is an enhancement to our homeowners policy. It covers repairs or replacement when home systems and equipment break down. Along with our coverage program, we offer our policyholders access to a valuable suite of home efficiency tools at
Home Systems Protection is available beginning on May 1, 2015. Availability varies by state. Please contact your agent for more information.

Examples of Critical Home Systems:

  • Central air conditioning
  • Boilers, furnaces & heat pumps
  • Conventional and solar water heaters
  • Radiant floor heating
  • Renewable heating (e.g., solar, wind, geothermal)
  • Water purification and filtration
  • Well pumps, installed sump pumps, pool and spa pumps, heating and filtration equipment
  • Electrical service panels
  • Permanent emergency generators
  • Home security monitoring and control devices
  • Chair lifts and elevators
  • Kitchen and laundry appliances
  • Home entertainment equipment
  • Computers, peripherals and wireless devices
  • Power tools and shop equipment
  • Mobile medical equipment
  • Portable generators & sump pumps

MyHomeWorks Helps Save Energy and Money

The high cost of energy has sent home management costs soaring. Policyholders get unlimited access to MyHomeWorks™ a suite of interactive home management tools to help increase home energy efficiency, save money and keep an online inventory of all home assets.

Examples of Home Management Tools:

  • My Energy Score
  • Reduce My Utility Rates
  • My Home Tour
  • My Tech Support
  • Inventory My Stuff
Learn more about Home Systems Protection

"Narragansett Bay handled my claim in a very friendly manner. I feel the settlement was fair. I would recommend Narragansett Bay to others."

Sag Harbor, NY
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